September 2014 5
If you’ve been offered a structured settlement or already have one, you probably already know how confusing they can be. Here are a few answers to basic questions about structured settlements to get you started:
What is a structured settlement?
To better understand what structured settlement means, you need to understand what a settlement is and what the structuring of it refers to. A settlement is a financial agreement between two parties — typically an individual and an insurance company. In cases like these, the individual has typically suffered some sort of injury or loss that the insurer of another party (like a business or individual) pays compensation for. This monetary sum is usually structured — or broken up into periodic payments.
What circumstance (more…)
You may have heard that it’s possible to sell gold coins or jewelry for meltdown purposes—and make a tidy profit off items that have just been sitting in your home collecting dust. This is definitely true, even with gold’s current low prices. But the real question is where to sell gold jewelry. Going to the right place can have a big impact on the cash you end up putting in your pocket, so below is a comparison to help you decide.
- Gold Parties:
A gold party is like a Tupperware party, where part of what you’re getting is an opportunity to socialize. The tradeoff is you’ll likely get only 50% of what your go (more…)
Do you have a retail business? If so, you probably know the importance of giving your customers as many payment options as possible. Having to turn customers away because you only accept cash can put a serious dent in your revenue. Therefore, it’s important for retail establishments and other businesses that see regular consumer traffic to provide as many options as possible, like accepting credit cards and debit cards.
But is credit card payment processing reliable? Today, with the news of consumer data breaches in big box stores across North America, many consumers may be wary of using a credit card in your store, especially if you happen to be a small business. But with a certified payment processing service that gives you flexibility to take all types of credit and debit cards, you can reassure your cu (more…)
Do you find yourself seeking debt advice but are unsure who to go to or where to turn? Are you, like so many millions of Americans, in need of debt counseling due to mounting credit card debt? Well, help with debt is merely a phone call or a mouse click away.
Debt relief services are becoming increasingly popular amongst Americans seeking student loan debt relief, as well as relief from medical expenses and credit cards. Debt relief companies offer a variety of flexible solutions that can be catered to your specific situation and financial needs and goals.
Debt management plans are a c (more…)
Saving money is a skill that needs to be learned. Sadly, many Americans today are more than a little behind. We live in tumultuous times. It’s not enough to just have vague plans about the future…you need to have a concrete strategy that involves splitting and allocating your funds in the right places to keep [...]
If you hate the cold weather, you might just be in the market for a vacation home to provide you with an escape from it. If this describes you, or if you are simply looking to move full time to a place that might be a little bit more (or a lot a bit more) [...]
Debt is at an all-time high. It’s difficult to find an American adult today that isn’t struggling through some form of debt. One person may be attempting to pay off their credit card, set back thousands of dollars and only sinking further into uncertainty as their fees pile on. Another may find themselves at a [...]
- Stock Analysts' Biases Are Showing, a Study Finds
Male stock analysts tend to write more favorably about public companies headed by men than about com [...]
- The Pros and Cons of Moving Closer to Your Children
Retirement expert Glenn Ruffenach answers questions on moving closer to your children and about livi [...]
- And the No. 1 Stock-Fund Manager This Time Is…Shhhh
Towle Deep Value soars 48.55% but shoos away investors. [...]
- The Anti-Bitcoin ETF
Currency funds like WisdomTree Bloomberg U.S. Dollar Bullish Fund provide a contrast to proposed—a [...]
- Investors Check In to This ETF, but Don't Want to Leave
BlackRock’s iShares Core MSCI Emerging Markets ETF has never had a day of net redemptions. [...]