September 2014 5
If you’ve been offered a structured settlement or already have one, you probably already know how confusing they can be. Here are a few answers to basic questions about structured settlements to get you started:
What is a structured settlement?
To better understand what structured settlement means, you need to understand what a settlement is and what the structuring of it refers to. A settlement is a financial agreement between two parties — typically an individual and an insurance company. In cases like these, the individual has typically suffered some sort of injury or loss that the insurer of another party (like a business or individual) pays compensation for. This monetary sum is usually structured — or broken up into periodic payments.
What circumstance (more…)
You may have heard that it’s possible to sell gold coins or jewelry for meltdown purposes—and make a tidy profit off items that have just been sitting in your home collecting dust. This is definitely true, even with gold’s current low prices. But the real question is where to sell gold jewelry. Going to the right place can have a big impact on the cash you end up putting in your pocket, so below is a comparison to help you decide.
- Gold Parties:
A gold party is like a Tupperware party, where part of what you’re getting is an opportunity to socialize. The tradeoff is you’ll likely get only 50% of what your go (more…)
Do you have a retail business? If so, you probably know the importance of giving your customers as many payment options as possible. Having to turn customers away because you only accept cash can put a serious dent in your revenue. Therefore, it’s important for retail establishments and other businesses that see regular consumer traffic to provide as many options as possible, like accepting credit cards and debit cards.
But is credit card payment processing reliable? Today, with the news of consumer data breaches in big box stores across North America, many consumers may be wary of using a credit card in your store, especially if you happen to be a small business. But with a certified payment processing service that gives you flexibility to take all types of credit and debit cards, you can reassure your cu (more…)
Do you find yourself seeking debt advice but are unsure who to go to or where to turn? Are you, like so many millions of Americans, in need of debt counseling due to mounting credit card debt? Well, help with debt is merely a phone call or a mouse click away.
Debt relief services are becoming increasingly popular amongst Americans seeking student loan debt relief, as well as relief from medical expenses and credit cards. Debt relief companies offer a variety of flexible solutions that can be catered to your specific situation and financial needs and goals.
Debt management plans are a c (more…)
Small business valuations can be tricky to figure out. There are several ways to determine value. The best way to determine the value of a business is heavily influenced by why the valuation is needed. For example, determining value for a business loan is significantly different than determining value for a potential investor. Overall, determining [...]
Decisions regarding property are some of the most important financial decisions that you would ever have to make during your life. Buying a home or refinancing or mortgaging your home can be extremely important financial decisions, especially depending on your financial condition at the time. These are decisions that can have long reaching financial impacts [...]
Do you have a small or medium-sized business? If so, you may be interested in learning about the benefits of using an outsourced payroll provider. If you’re asking the question, “What is payroll services?” then you may not be familiar with all of the services that an outsourced payroll processing firm can provide. One of [...]
- Stock Analysts' Biases Are Showing, a Study Finds
Male stock analysts tend to write more favorably about public companies headed by men than about com [...]
- The Pros and Cons of Moving Closer to Your Children
Retirement expert Glenn Ruffenach answers questions on moving closer to your children and about livi [...]
- And the No. 1 Stock-Fund Manager This Time Is…Shhhh
Towle Deep Value soars 48.55% but shoos away investors. [...]
- The Anti-Bitcoin ETF
Currency funds like WisdomTree Bloomberg U.S. Dollar Bullish Fund provide a contrast to proposed—a [...]
- Investors Check In to This ETF, but Don't Want to Leave
BlackRock’s iShares Core MSCI Emerging Markets ETF has never had a day of net redemptions. [...]