October 2015 3
If you were to ever win half a billion dollars in the lottery, you could either take the money as a lottery annuity settlement, and get annual lottery payments you could use to support yourself or provide some financial stability, or you could take it as a lottery lump sum payout. While an annuity allows you to save money on taxes and prevents you from spending it all, it’s not quite as fun, is it? Who wouldn’t want to get some amazing, extrav (more…)
An annuity will give you an additional source of income, acting as a sort of financial safety net to help support you, but did you know that you can sell annuity payments? While it may seem scary to get rid of your financial safety net, selling your annuity can be a prudent decision. Here are just a few reasons why selling an annuity settlement can be a good idea.
A New Home.
The median cost of a new home as of September 2015 is $296,900, and the average cost is $364,100. That’s a lot. Fortunately, if you have an annuity, you can sell it, and use the money as a down payment. If there’s extra leftover, you can then put that money into the house, and improve it.
A New Vehicle (more…)
Payroll processing can be a tricky thing for any employer to manage, and for a company that has to manage a payroll processing system for employees in another country, the task can be even more difficult! For this reason, many companies operating internationally choose to outsource their payroll program to a payroll service provider — and if you think that it’s not necessary to do this when managing a U.S. business with Canadian employees, here are just a few ways that the two countries differ when it comes to taxes, employment, and payroll processing:
- It’s important to understand that firing an employee in Canada is going to cost your business (more…)
If you’re considering opening a bank account at a local credit union, there are a few things you should think about before doing so. There are a lot of factors that go into joining a credit union and you should be fully aware of all of the details that come with opening an account. So [...]
You need a change. After owning the small gift boutique for the last 10 years, you are ready to move on to another career. Owning your own business was the perfect solution when your daughter was in both middle school and high school, but now that she is off to college, the business takes too [...]
Many automobile dealerships are realizing success from working acquiring subprime auto finance leads. A credit score ranging from 500 to 600 is a subprime buyer, scores ranging from 300 to 500 are deep subprime. Statistics show that 43% of vehicle owners are financing their respective automobiles. Not utilizing the immense amount of sub prime leads [...]
- Stock Analysts' Biases Are Showing, a Study Finds
Male stock analysts tend to write more favorably about public companies headed by men than about com [...]
- The Pros and Cons of Moving Closer to Your Children
Retirement expert Glenn Ruffenach answers questions on moving closer to your children and about livi [...]
- And the No. 1 Stock-Fund Manager This Time Is…Shhhh
Towle Deep Value soars 48.55% but shoos away investors. [...]
- The Anti-Bitcoin ETF
Currency funds like WisdomTree Bloomberg U.S. Dollar Bullish Fund provide a contrast to proposed—a [...]
- Investors Check In to This ETF, but Don't Want to Leave
BlackRock’s iShares Core MSCI Emerging Markets ETF has never had a day of net redemptions. [...]