October 2015 3
If you were to ever win half a billion dollars in the lottery, you could either take the money as a lottery annuity settlement, and get annual lottery payments you could use to support yourself or provide some financial stability, or you could take it as a lottery lump sum payout. While an annuity allows you to save money on taxes and prevents you from spending it all, it’s not quite as fun, is it? Who wouldn’t want to get some amazing, extrav (more…)
An annuity will give you an additional source of income, acting as a sort of financial safety net to help support you, but did you know that you can sell annuity payments? While it may seem scary to get rid of your financial safety net, selling your annuity can be a prudent decision. Here are just a few reasons why selling an annuity settlement can be a good idea.
A New Home.
The median cost of a new home as of September 2015 is $296,900, and the average cost is $364,100. That’s a lot. Fortunately, if you have an annuity, you can sell it, and use the money as a down payment. If there’s extra leftover, you can then put that money into the house, and improve it.
A New Vehicle (more…)
Payroll processing can be a tricky thing for any employer to manage, and for a company that has to manage a payroll processing system for employees in another country, the task can be even more difficult! For this reason, many companies operating internationally choose to outsource their payroll program to a payroll service provider — and if you think that it’s not necessary to do this when managing a U.S. business with Canadian employees, here are just a few ways that the two countries differ when it comes to taxes, employment, and payroll processing:
- It’s important to understand that firing an employee in Canada is going to cost your business (more…)
Running a small business is tough. Half of small businesses don’t last more than five years, and many never turn a profit before they fail. Sometimes this is because of poor business practices, but sometimes it’s because of customers failing to pay quickly enough, or at all. If you’re a business owner struggling with accounts [...]
Throughout the world, many companies face the problem of consumer debt. Unfortunately, it looks like this problem is only going to get worse. In fact, statistics show that outstanding consumer is estimated to reach $4 trillion by the end of this year. If you’re wanting to defend your business against this problem, it’s wise to [...]
Keeping a retail business running smoothly is no easy or simple task. From the mundane day to day tasks, such as stocking and organizing shelves to customer service, to the more in depth responsibilities like inventory tracking and financials, there are many loose threads in the fabric of retail that can seem impossible to keep [...]
- Investors Check In to This ETF, but Don't Want to Leave
BlackRock’s iShares Core MSCI Emerging Markets ETF has never had a day of net redemptions. [...]
- Stock Analysts' Biases Are Showing, a Study Finds
Male stock analysts tend to write more favorably about public companies headed by men than about com [...]
- And the No. 1 Stock-Fund Manager This Time Is…Shhhh
Towle Deep Value soars 48.55% but shoos away investors. [...]
- The Pros and Cons of Moving Closer to Your Children
Retirement expert Glenn Ruffenach answers questions on moving closer to your children and about livi [...]
- The Anti-Bitcoin ETF
Currency funds like WisdomTree Bloomberg U.S. Dollar Bullish Fund provide a contrast to proposed—a [...]