November 2015 6
This Christmas is going to be different. Instead of going into the new year with a pile of new credit card bills, you are starting the year of with a clean start. Instead of opening the Christmas cards from your parents and hoping for a check big enough to make a dent in the presents that you bought others, you are actually going to use that gift money to buy something for yourself. With not a single regret, you are so thankful that you finally decided to take cash for your annuity settlement.
Structured settlements that are awarded as the result of a lawsuit or lottery winnings may seem like a good idea at first. For a family or individual with credit card debt, however, the slow payment (more…)
Many times, when a person is awarded damages from an lawsuit settlement or wins the lottery, their winnings are given to them as a structured settlement. A structured settlement is a series of payments each month over several years (sometime the life of the awarded), rather than a single, large lump sum.
Sometimes the structured settlement is created voluntarily by the awarded party, or sometimes it’s court mandated, commonly because the awarded party is a minor. If it becomes more advantageous to get cash for your settlement now rather than to get a series of small payments over the course of several years, you may opt to sell your structured settlement.
Since many structured sett (more…)
So you?ve ended up with a settlement ? a structured settlement, for that matter. If you?re regretting it and thinking about the ?getting cash for structured settlement? option, you aren?t alone. Cash for structured settlements is an option often offered; and people choose it for many reasons. But it?s understandable if you?re hesitating, too. After all, this is a lot of money you?re making a decision about. So before that decision is officially made, let?s look at the different options available and think about what?s right for you. You may be surprised by what you learn about the truth behind why people choose to get cash for settlments.
What Really Is A Structured Settlement?
It?s time to get one thing out of the way first: what is a structured settlement, in actu (more…)
So you’ve hit your pot o’ gold at the end of the rainbow and managed to win the lottery! Holy cow! You’ll now have two options: either you can get a lottery lump sum payout and get cash for lottery winnings or you can have it parsed out in payments that span a few years (this is called a structured settlement payment). If you’ve been needing cash to reduce debt or to start looking at ways to invest your money, getting cash for lottery winnings can be a great option. You could also buy that new car in cash that you’ve been needing or put (more…)
If you’re considering opening a bank account at a local credit union, there are a few things you should think about before doing so. There are a lot of factors that go into joining a credit union and you should be fully aware of all of the details that come with opening an account. So [...]
You need a change. After owning the small gift boutique for the last 10 years, you are ready to move on to another career. Owning your own business was the perfect solution when your daughter was in both middle school and high school, but now that she is off to college, the business takes too [...]
Many automobile dealerships are realizing success from working acquiring subprime auto finance leads. A credit score ranging from 500 to 600 is a subprime buyer, scores ranging from 300 to 500 are deep subprime. Statistics show that 43% of vehicle owners are financing their respective automobiles. Not utilizing the immense amount of sub prime leads [...]
- Stock Analysts' Biases Are Showing, a Study Finds
Male stock analysts tend to write more favorably about public companies headed by men than about com [...]
- The Pros and Cons of Moving Closer to Your Children
Retirement expert Glenn Ruffenach answers questions on moving closer to your children and about livi [...]
- And the No. 1 Stock-Fund Manager This Time Is…Shhhh
Towle Deep Value soars 48.55% but shoos away investors. [...]
- The Anti-Bitcoin ETF
Currency funds like WisdomTree Bloomberg U.S. Dollar Bullish Fund provide a contrast to proposed—a [...]
- Investors Check In to This ETF, but Don't Want to Leave
BlackRock’s iShares Core MSCI Emerging Markets ETF has never had a day of net redemptions. [...]